Senior Insurance Underwriter

Company: US Main
Location: Warren
Posted on: May 25, 2025

Job Description:

Job Title: Senior Insurance Underwriter - Property & Casualty, Life, Health, and Term Life

Are you the right applicant for this opportunity Find out by reading through the role overview below.

Location: U.S
Experience Level: Mid to Senior (10+ Years)
Reports To: Director of Underwriting / Chief Risk Officer
Department: Risk & Underwriting

Job Summary:

We are looking for an experienced and versatile Senior Insurance Underwriter with a decade of hands-on experience in underwriting Property & Casualty, Life, Health, and Term Life insurance. The ideal candidate will bring a balance of technical risk assessment skills, regulatory knowledge, and client-focused judgment, developed over years of working with insurance brokerages and financial institutions.

Key Responsibilities:

Analyze & assess risks in P&C, Life, Health, and Term Life lines.
Determine pricing and recommend coverage based on risk exposure, underwriting policies, and regulatory frameworks.
Work closely with insurance agents, brokers, and sales teams to obtain required information and communicate underwriting decisions clearly.
Lead cross-functional teams to deliver integrated solutions to clients.

Apply industry knowledge and market trends to adjust underwriting strategies to improve risk selection and profitability.
Develop and maintain productive relationships with key clients, reinsurance partners, and internal stakeholders.
Participate in audit reviews, process improvement initiatives, and product development discussions.
Mentor junior underwriters and assist with training on underwriting guidelines and tools.

Qualifications:

Bachelor's degree in Insurance, Finance, Business, or a related field.
10+ years of underwriting experience across multiple lines: Property & Casualty, Life, Health, and Term Life.
Demonstrated expertise in risk evaluation, pricing models, and claims forecasting.
Strong working knowledge of insurance regulations and compliance in the U.S. market.
Proficient with underwriting platforms, CRM systems, and analytics tools.
Excellent interpersonal and negotiation skills with proven experience in client-facing roles.

Preferred Certifications:

CPCU (Chartered Property Casualty Underwriter)
LOMA, AALU, or related life and health certifications
State insurance licensing (a plus)

Keywords: US Main, Westport , Senior Insurance Underwriter, Accounting, Auditing , Warren, Connecticut